How I Plan My Travel Expenses

How I Plan My Travel Expenses

Accurate as of

June 2024

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If there was one thing all my travels had thought me, itā€™s to spend as little on pre-trip expenses so that I can spend more when Iā€™m in the country.

Pre Trip

šŸ›«Ā Flights & Hotels

Google Flights and Hotels is amazing in consolidating all the prices available on different sites. This makes finding the CHEAPEST dates easy. I usually play around with the dates and find the cheapest airlines I can fly with (I tend to avoid layovers) and accommodations to stay at.

šŸšØĀ Insurance

Please donā€™t save on this expense. You really never know what might happen. I wouldnā€™t rely on an insurance that usually comes with a credit card because of the low coverage and extensive terms and conditions that comes along with it.

I now default to FWD Travel Insurance

āœ…Ā Claim experience was easy and fuss free

āœ…Ā Transparent terms and conditions

āœ…Ā Affordable

šŸ”Ā Long Term Accommodations

Airbnb , slightly more expensive than looking at Facebook Groups but there is 99.99% the lodging will be fine. A premium Iā€™m willing to pay for.

Credit Cards to use

Miles

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šŸ† 4mpd ā—ļø Capped at $1,000/$3,000

Review & Guide

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šŸ† 4mpd ā—ļø Capped at $1,500

Expenses During the Trip

šŸ’µĀ Change Cash?

Traditionally this is what most people do but with more and more multi currency card companies like YouTrip, Revolut, Trust Bank and more, it sort of elimiates the need to change any cash in advance unless the country youā€™re going to is cash reliant like Taiwan or Bangkok.

āœØĀ To check for real time money changer rates you can use this website here.

šŸ’³Ā Multi Currency Cards

Guide to ATM Withdrawal Overseas

How I Decide

To earn Miles Overseas